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AHCA: What’s Staying the Same?

Last week, we listed the who, what, and when of the new healthcare plan named, American Health Care Act (AHCA).  Hopefully, you had time to click the links of the two bills previously posted.  If not, click here to read the previous post. 

Today, we will list what the AHCA and the Patient Freedom and Protection Affordable Care Act (ACA) have in common.

Let’s Dive in:

Benefits

AHCA

(2017 Healthcare Proposal)

ACA

(Current Law)

Removal of different premiums (women, older adults)

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Removal of excluding pre-existing condition (diabetes, cancer, pregnancy, etc.)

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Dependent coverage to age 26

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Retain health insurance marketplaces, annual open enrollment (OE) & special enrollment periods (SEP)

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Require all plans in the individual & small group markets to cover 10 essential health benefits (incl. maternity care)

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Require individual & group plans to cover preventive benefits (contraception & cancer screenings with no cost sharing)

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Stop lifetime & annual dollar limits on coverage under individual & group health plans

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In-network level of cost sharing for out-of-network emergency services

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Wellness incentives for employers

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Gradually close the Medicare Part D coverage gap

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Reduce payments for Medicare Advantage (MA) plans & phase-in adjustments to plan payments

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If you need to speak to someone about getting insurance or have questions, we here at Richland Library have Certified Navigators on staff and want to help you understand your options and/or this plan. 

Stay tuned for weekly Monday updates on the new healthcare plan.  Next week: AHCA:  What’s Changing with Financial Help?

Questions, call or email Sharita Moultrie, Community Health Specialist, 803-231-6330 or smoultrie@richlandlibrary.com

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