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Affordable Care Act Special Enrollment Periods

Find out if you qualify for a Special Enrollment Period, and learn how to apply.

You can enroll in an insurance plan through the Health Insurance Marketplace only if you have a life event that qualifies you for a Special Enrollment Period. A Special Enrollment Period is when a person has an opportunity to enroll in health insurance outside of Open Enrollment because they meet any of the criteria below:


  • Getting married

  • Having a baby

  • Adopting a child or placing a child for adoption or foster care


  • Moving to a new residence

  • Gaining citizenship or lawful presence in the U.S.

  • Gaining or continuing status as a member of an Indian tribe or an Alaska Native shareholder.


  • Losing other health coverage (including student health insurance coverage and employer based coverage)

  • Leaving incarceration

  • For people already enrolled in Marketplace coverage: Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions

  • Open Enrollment through the Marketplace runs from November 1, 2016 - January 31, 2017.