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2017 ACA Changes

It has been a few busy days for the Marketplace as more customers have enrolled on the Wednesday following the election than any one day in the past four years.

We have received so many questions about the state of the Affordable Care Act since Donald J. Trump was elected President.

While there isn’t much new information at this point, what we can say is that nothing will change immediately.

Anyone who signs up for health insurance through the Marketplace prior to December 15 and who pays their first-month premium will have insurance coverage that starts on January 1, 2017. At that point those people will be in a binding contract with their health insurance company, as long as they continue to pay their premiums, to have coverage through the end of 2017. Organizations close to the Administration do not believe that will change.

We have also learned that the fine remains the same as it did in 2016. The fine for not having health insurance for nine or more months during 2017 will be $695 or 2.5% of your income, whichever is greater. This fine will be applied when a person files taxes in 2018.

The library has graciously been given a grant by the Palmetto Project to provide our community with Navigators to help our customers look at their options in the Marketplace and with Medicaid. We are also helping those that fall in the gap locate other ways to get their health care needs met. We will continue to provide this service.

We know that you have questions about what this means for yourself and your families. We will continue to provide up-to-date information at www.richlandlibrary.com, or you can also contact our Community Health Specialist, Sharita Moultrie, at 231-6330.

Remember, open enrollment ends on January 31, 2017. If you are interested in a free consultation to see your options through the Marketplace or to apply for Medicaid, click here to connect with us to set up an appointment.